Form 1095-A Premium Tax Credit

Did you receive Form 1095-A and an advance payment of the Premium Tax Credit for your Marketplace health insurance? If so, it's important to include this information on your tax return. Form 1095-A provides details about your health insurance coverage and any advance payments made.

If you file your tax return without including the information from Form 1095-A, the IRS will likely reject it. You may see a message like this:

"Your return was rejected because the IRS records indicate you received an advanced payment of the Premium Tax Credit for health insurance purchased through the Marketplace for someone on your return. You'll need to provide information from the Form 1095-A that you received from the Marketplace."

Keep in mind that only the IRS can reject returns. If you receive this notice, it means that the IRS believes you or someone on your return should have received a Form 1095-A, even if you haven’t received it yet.

To fix this, follow the steps below to add your Form 1095-A to your tax return.

Step
Description
1. Sign in to eFile.com
Step 1: Sign in to eFile.com
Step 2: Select My Return in the upper right and follow the instructions on the page.
2.1 Add the 1095-A
After adding your income and other information, work through the sections or skip to Health Care on the left menu under Federal Taxes. Here, eFile will prompt you to enter your 1095-A and you can enter the data from it in this section.
2.2 Make the Correction
If the IRS rejected your return for not including 1095-A information, use the two options in your eFile account to add the form or add an explanation - see screenshot.Business Income - eFile Screenshot

See more details on the healthcare Form 1095-A and what to do with it.

WatchIT