Tax Refund Anticipation Date

Enter your estimated/actual IRS Tax Return acceptance date.

2024 Tax Returns can be e-filed from January 1, 2025 - October 15, 2025.

Select your tax refund transfer method. Compare

Bank Direct Deposit e-Collect Direct Deposit Check in the Mail

Disclaimer: eFile.com makes no warranty as to the accuracy of the results of this estimator or calculator tool. The results are estimates and for informational purposes only and should not be relied on for tax advice.

Enter the actual or estimated IRS tax return acceptance date - the acceptance date is the date the IRS acknowledged your tax return; it is not the date the tax return was e-filed or submitted to the IRS. eFile.com will display this date inside your account.
Select your preferred tax refund transfer method and then the tool will show you the earliest and latest estimated IRS refund anticipation date.
Find out where your IRS or state processed tax refund is.
Estimate your taxes with the free tax calculator.
See more free and easy-to-use tax tools that could help you pay less taxes or increase your tax refund.
Get the status of your state tax refund.

When Should I Expect My Refund?

The IRS estimates that most tax refunds are issued within 21 days after filing; this DATEucator provides you with your refund anticipation date based on your deposit selection. This calculator, like all of the free tax calculators on eFile.com, uses IRS information to provide users with a current, accurate answer.

The Free Federal Edition on eFile.com is free. For more complex returns, use the Deluxe or Premier version; you can start free, and the eFile Tax App will adjust your package based on your entries. Review your tax preparation results anytime.

Doing taxes can be stressful. eFile.com aims to get you your tax refund quickly, though timing depends on IRS processing. You also have our promise as your guarantee that eFile will maximize your refund based on your inputs. Use the tool below to estimate your refund date.

Tax Tip: e-filing and using bank direct deposit is the fastest and safest way to receive your federal and state tax refunds. Don't be Penny Wise and Tax Foolish! Do IT Less Taxing at eFile.com.

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Frequently Asked Questions

Can I get my refund direct deposited?

Select the bank direct deposit transfer method to receive your tax refunds quickly and securely. Once accepted by the IRS, your refund will be electronically transferred to the bank account you provided. Refunds may take up to 21 days or as little as 7 days, depending on IRS security procedures. Certain tax credits, like the Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC), may delay processing until late February for security reasons, with updates typically after February 15.

Why is my refund delayed?

New IRS security measures for tax returns may delay your refund. This includes identity verification steps like the IRS Identity Protection PIN. Refunds may also be issued as paper checks even if direct deposit was requested if there are any issues with the bank details provided.

Why is my refund lower than what I filed for?

If your refund is lower than expected, it may have been adjusted or offset by the Treasury Offset Program (TOP) via the IRS. This can occur due to outstanding debts such as:

Unpaid child support
Federal non-tax debts (e.g., student loans)
State income tax debts
State unemployment compensation debts.

You may receive an IRS Letter CP12 explaining the adjustment.

What is a tax refund offset?

An offset for non-tax debts occurs after the IRS verifies your refund to the Financial Management Service (FMS) and finds that you have certain unpaid debts. Although offsets reduce your expected refund, they do not delay the remaining refund. You will receive a notice from FMS if your refund has been offset, listing the original and offset amounts.

To dispute an offset, contact the agency that received the offset, not the IRS or FMS. For questions, call the Treasury Offset Program Call Center at 1-800-304-3107.

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