Tax Brackets and Rates 2025, 2026, and 2027
Here you will find federal income tax rates and brackets for tax years 2025, 2026, and 2027. Calculate your personal tax rate based on your adjusted gross income for the 2023 tax year. See an overview and example on how tax brackets and rates are applied each tax year.
Which is the 2023 tax year?
These brackets can be used for tax planning purposes - prepare your return on eFile.com for the current year and they will be applied for you. Use this effective tax bracket calculator to estimate your taxes and rates or use our free tax return calculator to estimate your taxes and get ready to eFileIT. Utilize over 15 free tax calculator and estimator tools.
The standard deduction is deducted from your taxable income automatically when you prepare and e-file your taxes - 2023 tax year returns only. However, there are federal tax deductions or income adjustments you can claim in addition to the standard deduction without having to itemize your deductions. If the standard deductions and any additional deductions are greater than your taxable income, you would not have taxes due.
What Are the 2025 Tax Rates?
The below brackets or rates are for Tax Year 2025. Use this effective tax bracket calculator to estimate your rates by multiple years. See other resources for 2025 Taxes.
What Are the Tax Rates for Singles or Unmarried 2025?
10%
$0 - $11,925
10% within bracket
12%
$11,925 - $48,475
$1,192.50 + 12% within bracket
22%
$48,475 - $103,350
$5,578.50 + 22% within bracket
24%
$103,350 - $197,300
$17,651 + 24% within bracket
32%
$197,300 - $250,525
$40,199 + 32% within bracket
35%
$250,525 - $626,350
$57,231 + 35% within bracket
37%
$626,350 and more
$188,769.75 + 37% within bracket
What Are the Tax Brackets for Heads of Household 2025?
10%
$0 - $17,000
10% within bracket
12%
$17,000 - $64,850
$1,700 + 12% within bracket
22%
$64,850 - $103,350
$7,442 + 22% within bracket
24%
$103,350 - $197,300
$15,912 + 24% within bracket
32%
$197,300 - $250,500
$38,460 + 32 % within bracket
35%
$250,500 - $626,350
$55,484 + 35% within bracket
37%
$626,350 and more
$187,031.50 + 37% within bracket
What Are the Rates for Married Filing Jointly or Surviving Spouses 2025?
10%
$0 - $23,850
10% within bracket
12%
$23,850 - $96,950
$2,385 + 12% within bracket
22%
$96,950 - $206,700
$11,157 + 22% within bracket
24%
$206,700 - $394,600
$35,302 + 24% within bracket
32%
$394,600 - $501,050
$80,398 + 32% within bracket
35%
$501,050 - $751,600
$114,462 + 35% within bracket
37%
$751,600 and more
$202,154.50 + 37% within bracket
What Are the Tax Rates for Married Filing Separately 2025?
10%
$0 - $11,925
10% within bracket
12%
$11,925 - $48,475
$1,192.50 + 12% within bracket
22%
$48,475 - $103,350
$5,578.50 + 22% within bracket
24%
$103,350 - $197,300
$17,651 + 24% within bracket
32%
$197,300 - $250,525
$40,199 + 32% within bracket
35%
$250,525 - $626,350
$57,231 + 35% within bracket
37%
$375,800 and more
$101,077.25 + 37% within bracket
What Are the Brackets or Rates for 2026?
Below are the 2026 tax rates by income and filing status; see other 2026 tax resources. Note that the rates are based on 2025 until the IRS provides the 2026 rates.
What Are the Tax Rates for Singles or Unmarried 2026?
10%
$0 - $11,925
10% within bracket
12%
$11,925 - $48,475
$1,192.50 + 12% within bracket
22%
$48,475 - $103,350
$5,578.50 + 22% within bracket
24%
$103,350 - $197,300
$17,651 + 24% within bracket
32%
$197,300 - $250,525
$40,199 + 32% within bracket
35%
$250,525 - $626,350
$57,231 + 35% within bracket
37%
$626,350 and more
$188,769.75 + 37% within bracket
What Are the Tax Brackets for Heads of Household 2026?
10%
$0 - $17,000
10% within bracket
12%
$17,000 - $64,850
$1,700 + 12% within bracket
22%
$64,850 - $103,350
$7,442 + 22% within bracket
24%
$103,350 - $197,300
$15,912 + 24% within bracket
32%
$197,300 - $250,500
$38,460 + 32 % within bracket
35%
$250,500 - $626,350
$55,484 + 35% within bracket
37%
$626,350 and more
$187,031.50 + 37% within bracket
What Are the Rates for Married Filing Jointly or Surviving Spouses 2026?
10%
$0 - $23,850
10% within bracket
12%
$23,850 - $96,950
$2,385 + 12% within bracket
22%
$96,950 - $206,700
$11,157 + 22% within bracket
24%
$206,700 - $394,600
$35,302 + 24% within bracket
32%
$394,600 - $501,050
$80,398 + 32% within bracket
35%
$501,050 - $751,600
$114,462 + 35% within bracket
37%
$751,600 and more
$202,154.50 + 37% within bracket
What Are the Tax Rates for Married Filing Separately 2026?
10%
$0 - $11,925
10% within bracket
12%
$11,925 - $48,475
$1,192.50 + 12% within bracket
22%
$48,475 - $103,350
$5,578.50 + 22% within bracket
24%
$103,350 - $197,300
$17,651 + 24% within bracket
32%
$197,300 - $250,525
$40,199 + 32% within bracket
35%
$250,525 - $626,350
$57,231 + 35% within bracket
37%
$375,800 and more
$101,077.25 + 37% within bracket
What Are the 2027 Tax Rates or Brackets?
These brackets are for 2027 or for income earned from January 1, 2027 - December 31, 2027. Calculate your 2027 personal tax rate. Note that the rates are based on 2025 until the IRS provides the 2027 rates.
What Are the Tax Rates for Singles or Unmarried 2027?
10%
$0 - $11,925
10% within bracket
12%
$11,925 - $48,475
$1,192.50 + 12% within bracket
22%
$48,475 - $103,350
$5,578.50 + 22% within bracket
24%
$103,350 - $197,300
$17,651 + 24% within bracket
32%
$197,300 - $250,525
$40,199 + 32% within bracket
35%
$250,525 - $626,350
$57,231 + 35% within bracket
37%
$626,350 and more
$188,769.75 + 37% within bracket
What Are the Tax Brackets for Heads of Household 2027?
10%
$0 - $17,000
10% within bracket
12%
$17,000 - $64,850
$1,700 + 12% within bracket
22%
$64,850 - $103,350
$7,442 + 22% within bracket
24%
$103,350 - $197,300
$15,912 + 24% within bracket
32%
$197,300 - $250,500
$38,460 + 32 % within bracket
35%
$250,500 - $626,350
$55,484 + 35% within bracket
37%
$626,350 and more
$187,031.50 + 37% within bracket
What Are the Rates for Married Filing Jointly or Surviving Spouses 2027?
10%
$0 - $23,850
10% within bracket
12%
$23,850 - $96,950
$2,385 + 12% within bracket
22%
$96,950 - $206,700
$11,157 + 22% within bracket
24%
$206,700 - $394,600
$35,302 + 24% within bracket
32%
$394,600 - $501,050
$80,398 + 32% within bracket
35%
$501,050 - $751,600
$114,462 + 35% within bracket
37%
$751,600 and more
$202,154.50 + 37% within bracket
What Are the Tax Rates for Married Filing Separately 2027?
10%
$0 - $11,925
10% within bracket
12%
$11,925 - $48,475
$1,192.50 + 12% within bracket
22%
$48,475 - $103,350
$5,578.50 + 22% within bracket
24%
$103,350 - $197,300
$17,651 + 24% within bracket
32%
$197,300 - $250,525
$40,199 + 32% within bracket
35%
$250,525 - $626,350
$57,231 + 35% within bracket
37%
$375,800 and more
$101,077.25 + 37% within bracket
Your taxes are automatically calculated as you enter date into your eFile account, thus you do not need to memorize which brackets your income falls into. Use the rates on this page to help you understand your taxes, then utilize the eFile app to file your taxes online.
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